The Importance of Tracking Your Expenses

The Importance of Tracking Your Expenses

How much did you spend on groceries this month? How much did you spend on eating out? Can  you answer the question definitively?  Or are you just guessing? We talk about sticking to our budgets and about whether or not an expense is in our budget, but according to a 2013 Gallup Poll, only 32 […]

Cheap Trick: How to Dry Shoes Fast

Cheap Trick How to Dry Shoes Fast

My son wanted to go on a bike ride with his dad and brother the other day. Now, it’s “spring” in Minnesota which means that it can be a little muddy, but since he was riding his bike and not walking around in the muck, I suggested that he wear his sneakers instead of his […]

You Have Time to Save Money

You Have Time to Save Money

Life is busy. Work, school, activities, volunteering, hobbies, kids, pets… they all take time.  Throw in unexpected illnesses, car repairs and home improvement projects and you’ve got a lot to do. It can seem like you don’t have time to save money.  But you do.    You will either find a way or find an excuse. […]

The Struggle to Maintain

The Struggle to Maintain

I’ve paid off $40,000 in debt.  I’ve lost 30 pounds.  And during those processes, I was often reminded of how paying down debt is a lot like trying to lose weight. It’s easier to get into debt than it is to pay it off.  It’s easier to gain weight than it is to lose.   It’s […]