Personal Finance Doesn’t Have to Be All Or Nothing

Personal Finance Doesn't Have to Be All Or Nothing

I spend a lot of time reading, writing, and thinking about personal finance.   There are all kinds of “do’s” and don’ts” of personal finance, and they vary depending on the person giving out the advice. There are plenty of folks out there to tell you what you should always do with your money and what […]

7 Things You Might Miss When Budgeting

7 Things You Might Miss When Budgeting

The mail comes and there’s a bill you’d forgotten was coming.  How can this be?  You have a budget! But sometimes we spend so much time focusing on the day-to-day tracking of expenses when we budget that we forget to plan for the larger, irregular expenses that pop up.

Frugal Ways to Get a Good Night’s Sleep

Frugal Ways To Get a Good Night's Sleep

You toss and turn and you just can’t seem to fall asleep.  Or you are able to fall asleep, but you keep waking up.  Poor sleep isn’t just frustrating; It can cause you to make bad spending decisions or cause expensive (and dangerous) accidents. Fortunately, you don’t need to turn to expensive sleep aids to […]