Using Money Rules to Save

Using Money Rules to Save

I can remember a time when I would see something I liked and I would just buy it.  If I didn’t have the money, I would put it on my credit card and figure out how to pay for it later. Those were the broke years.  Once I started using money rules to save, managing […]

5 Ways to Have a Less Expensive Christmas

5 Ways to Have a Less Expensive Christmas

It’s hard to think about Christmas shopping during the “off season,” but you really should. The average household spends $800 on Christmas shopping each year, and if you’re not ready for that expense, it can easily plunge you into debt.   Put that $800 on a credit card at 19 percent interest, and it could take […]

Pledge to Save During America Saves Week

America Saves Week

Around my house, every week is a week to save.   But for many people, saving money seems like a daunting task. According to a 2014 survey conducted by America Saves and American Savings Education Council, only 4 out of 10 people have a spending plan that allows for sufficient saving.   And only about 1/3 of […]