So the past couple of weeks have been a bit rough.
We had a flat tire on a family road trip. Then I had a deer run into the side of our new car (yes, that new car), which caused more than $6,000 in damage and a whole lot of hassle. Our weed trimmer died and was beyond repair, so we had to buy a new one.
Then I decided to take the week off from blogging and had purposefully scheduled social media updates in advance so that I could really take the week off. But my site got hacked and tried to send out spam, so my hosting company shut down my site for nearly 24 hours, until I got things fixed (which also cost some money and was a whole lot of hassle.)
Then our 15-year-old Cairn terrier hurt her leg, which required an emergency vet visit, complete with prescriptions.
In the midst of that was my twin sons’ 9th birthday and family Fourth of July gatherings, and the usual household and job responsibilities.
There were some bright spots. First, we had family who went above and beyond to help us with our flat tire. I wasn’t hurt when the deer hit my car and our insurance is covering all but our $500 deductible, which we can take from our emergency fund. Thanks to YNAB, I had budgeted for pet care. The boys had a great birthday, we all had a fun time with our family during the Fourth of July and I even repainted a bathroom in our house (a project I have put off for two years!) and helped my husband clean out our garage.
To be honest, there were moments when I felt very discouraged. I wanted to give up and crawl under a blanket and hide. But I found that when I focused on the positive, I was able to power through those moments.
The past few weeks were a reminder that stuff happens. Being prepared for it with an emergency fund definitely took much of the pressure off a bad situation. Staying positive definitely keep me moving in a forward direction.
Doing that mid-year financial tune-up also allowed me to see that there is more work for me to do in the frugal living department. While having a new part-time job has done a lot to help our finances, I have found it has also made me a bit more frivolous. I’m more likely to “treat myself” to something or buy dinner out than when we were subsisting on one income. I know that if we want to use our extra income to pay off that car and get ahead, we’re going to have to keep the tight reins on our budget.
I don’t share all of this to be whiny. I don’t want any sympathy. I just want you to know that if things are rough in your world, they won’t always be. And you’re not alone.
Sometimes I think stuff happens to remind you of how far you’ve come. It may knock you off the path, but it also reminds you of where the path goes and how to find it again. It reminds you to consider the things that are really important to you. And it reminds you to keep trying.
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