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Northern Cheapskate

Frugal. By Nature.

How to Budget in the Gig Economy – What you Need to Know

How to Budget in the Gig Economy – What you Need to Know

By Justin Weinger Leave a Comment

Budgeting is a common financial management strategy for many people - regardless of where they work. However, if you are one of the digital nomads that are thinking of joining the expanding gig economy, then it could be even more critical for you to get your budget on track. Freelance and remote working are options that are growing increasingly more realistic and compelling in the modern marketplace. Of course, while working outside of the standard nine-to-five schedule has its perks, there are … [Read more...]

Filed Under: Ask Northern Cheapskate

How You Can Increase Your Savings Account Starting Now

How You Can Increase Your Savings Account Starting Now

By Justin Weinger Leave a Comment

If you all of a sudden had a large expense come up such as an auto repair, vet bill, or a household appliance breaking down, how would you pay for it? Likely you would put on a credit card and begin making payments monthly until it’s paid off, which depending on the balance, could take months or even years. If money is tight as it is, you don’t want to add more monthly obligations, so it’s a good idea to create an emergency or rainy-day fund if it sounds better, building up to a few months of … [Read more...]

Filed Under: Personal Finance

How to Avoid Shopping Mistakes

How to Avoid Shopping Mistakes

By Justin Weinger Leave a Comment

Whoever says there is not an art to shopping obviously is not the one that makes purchases in the household, at least ones that are price conscious anyways. In order to get the best bang for your buck it takes a little research, prep, not to mention time, in order to get the best deals out there. If you find yourself cutting down on unnecessary purchases but still find not many extra dollars at the end of the month left over, there may need to be a few tweaks to your routine. Make a List Before … [Read more...]

Filed Under: Frugal Living

Ways to Save on Expenses Without Cutting the Cable Cord

Ways to Save on Expenses Without Cutting the Cable Cord

By Justin Weinger Leave a Comment

There is so much talk about cutting the cable cord these days, but I have been around those that opted for streaming, and it’s not pretty.  It’s a hassle finding what you want, without buffering now and then, if you’re even able to get the channel, as most streaming networks differ than what’s available.  While sure, for $50 a month you can get streaming, but honestly after paying for internet, that’s not worth the hassle of saving $40 a month.  While sure I’m tired of having … [Read more...]

Filed Under: Frugal Living

Who’s Your Competition?

By Justin Weinger Leave a Comment

If you’re taking decisions for a business, as a founder, owner, CEO, or CMO, you need to take a lot of different factors into account. The skills available in your workforce, the budget you can safely commit to a project, and the demand in the market for your products are important, but those all neglect an important consideration: the competition. If you don’t know who your competition is, you can’t take their potential actions into account.  Identifying who your rivals are in your … [Read more...]

Filed Under: Ask Northern Cheapskate

Roles within mental health and how they rely on one another

By Justin Weinger Leave a Comment

In recent years, we, as a society, have made major breakthroughs in our regard, attitude and  understanding toward mental health. As our understanding has increased, we have begun to see the sheer complexity of mental health. This has meant mental health jobs have also changed and developed over time. In this article, we will have a look at a few of the different roles within mental health and how they coincide with one another. Often overlooked, but vital to any mental health team are … [Read more...]

Filed Under: Ask Northern Cheapskate

Why Owning A Car Is More Expensive Than You Think

Why Owning A Car Is More Expensive Than You Think

By Justin Weinger Leave a Comment

Many people across Canada believe owning a car is cheaper than taking public transit, but that might not always be the case. For most Canadians, owning a car is the second-biggest monthly expense for them. Transport typically takes about 20% of after-tax income for Canadians. When factoring depreciation of the vehicle, owning a car could cost thousands a year for the average Canadian. For rural Canadians, not owning a car may not even be possible. Driving on snowy country roads requires constant … [Read more...]

Filed Under: Be Cheap

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