Winget, who calls himself “The pitbull of personal development” has written a few other books and you may have seen him on the A & E show “Big Spender.”

Winget does not mince words. He does not sugar coat anything. And if you appreciate that kind of person, this book may just be the kick in the pants you need.

Winget is all about personal responsibility (my kind of guy!). In an early chapter of the book, he writes, “Stop being a victim! No one else is to blame for your situation. Broke didn’t sneak up on you in the night. A stack of unpaid bills didn’t show up while you weren’t looking. You didn’t suddenly get behind. You chose to spend your money the way you did.”

He also writes, “You want to be broke because you are. If you wanted to stop being broke, you would have done something about it already.” He highlights all of the excuses people use for why they are in the financial mess they are in and blows holes in them.

His book is intended to be a workbook of sorts. He encourages you to do a budget, examine your goals and values (i.e. give up the cigarettes if you really want to help save for your kids education), and respect money (Winget picks up every coin he finds on the sidewalk).

I’m at a point in my life, where I don’t really need to read this book. Still, I appreciated his directness and his ideas about people’s relationship to money. And the book comes with free downloads of several e-books and mp3s.

If you’re looking for someone to kick your butt for making a mess of your finances, this book is for you.

And if you are truly broke, make sure to check it out from the library or borrow it from a friend!