There is a reason I’ve called my series Budgeting 101.  It’s meant to be a very simple, Cliffs Notes version on budgeting.

Here’s what we’ve covered:

• Budgeting 101: Start By Tracking Your Expenses
• Budgeting 101: The Guts to Change
• Budgeting 101: Cutting Expenses
• Budgeting 101:  Boosting Income

And now I leave you with additional resources…. Homework, if you will.  I simply can’t begin to go as in depth as I wish I could on this subject, so I hope that you’ll take the time to check out these fabulous resources:

The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey – A must-read for those just starting to wake up from years of overspending.  This is one of the best ways to get out of debt.

Live Your Life for Half the Price: Without Sacrificing the Life You Love (Debt-Proof Living) by Mary Hunt – A fabulous guide to trimming costs in all aspects of your life.  This book will help you get in the frugal zone.

10,001 Ways to Live Large on a Small Budget by The Writers of Wise Bread.  This is a lot like The Complete Tightwad  Gazette.. but less overwhelming and updated with loads of internet resources.  Read my full review here.

Better Budgeting – Lots of good info on budgeting – plus free worksheets to download to help you organize your finances.

Everything You Needed to Know About Personal Finance on Just One Page by Trent Hamm from The Simple Dollar.  This is a free e-book – actually more than one page – and is a GREAT guide to taking control of your finances.

This is just a short list to nudge you on the path toward financial freedom.  Feel free to drop me a line if you have any questions or just want to share a success story with me.

Happy Saving!

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