Are you one of those people that avoids looking at their savings account balance? If so, you’re not alone. Having very little or no money saved at all is quite common among American adults. In fact, 35% of adults only have a few hundred dollars saved and 34% have nothing saved at all. Not having a savings account may not have impacted you yet, but it’s only a matter of time until a financial emergency happens and you’re left strapped without any money. Saving may seem like it’s all for … [Read more...]

In moderation, frugality is beneficial. It can help you prepare for retirement, build your savings, and reach your other financial goals. However, when taken to extremes, money-saving strategies can sometimes backfire, resulting in frustration and disappointment. If you're wondering whether or not to take the frugal route on your next big purchase, ask yourself the following questions. Is It Worth Your Time? If you're thinking of undertaking a big DIY project, ask yourself if it's worth … [Read more...]

If you think you are one of the businesses that are going to get away with not complying with state and federal laws, rethink this though. Failing to comply with laws on either the state or federal levels means that you could be putting yourself in the way of lawsuits and serious fines that your business doesn’t want to come up against. In this article, we are going to talk more about eight legal compliance measures you can’t afford to do online business without. #1 - GDPR GDPR was created to … [Read more...]

This post is sponsored by H&R Block.   Doing your taxes, yourself is a great way to get control of your finances and save money at the same time. If you do not outsource your tax prep, you can be the one who makes decisions on what to claim how to claim it and how to keep proper records. It is a great exercise in personal responsibility. When you are doing your taxes yourself, you always want to be sure that you are doing it properly. But the reason you are taking the work on … [Read more...]

With the dawning of a new year, many are taking a second look at their jobs and wondering if there is a better way. Is there a better way to work? Is there a better way to employ people? Is there a better way to run their business? Today we’re looking at some of the changing trends in employment you can expect to see gaining more traction this year, to give a little more fuel to the fire of your speculation. Going Solo More and more people are choosing to leave a fixed, salaried career … [Read more...]