I just recently had a baby girl, my first child, and it has brought a lot of thoughts to the forefront that I otherwise never considered. I've been married for 5 years now, but have only had a beefed up insurance policy for the past couple years. I hate thinking about death and mortality, who doesn't? But as my family grows and expands I've noticed that the thought of my death bothers me less and less. I really want to make sure they are protected. Knowing this is what will help me to sleep at … [Read more...]

Having the normal expenses such as a mortgage, utilities, car lease, insurance, not to mention food, gas, and spending, the last thing you want to worry about is a credit card payment if you are already struggling to get by just by meeting your normal monthly financial responsibilities.  As you continue to use you card you will see not only the balance rise, but the minimum payment that goes along with it.  If you want to avoid putting a huge chunk of your income towards your credit card, you … [Read more...]

The Canadian dollar, otherwise known as the loonie is one of the world’s most respected currencies. The Canadian economy is stable and the country’s established democratic system of governance lends further credibility to the CAD as a ranking global currency. The CAD is heavily influenced by commodity prices, notably crude oil. The Canadian economy is reliant on its rich energy resources to fuel economic growth in the country. The IMF considers the CAD to be one of the top 5 most traded … [Read more...]

No matter which way you look at it, who you ask, or always hear “money does not buy everything”, well, it certainly does, and if you have it, good for you, but if you don’t, then you can feel the financial burden fall solely on your shoulders until you get the feeling of sinking deeper and deeper.  For the sake of you, your family, and your financial future, of which you can protect by striving for a few financial goals, and the timing could not be any more perfect than now. Get Out of Debt … [Read more...]

As you can notice it is almost the deadline to file this year’s tax return and I am already looking towards next year’s return.  This is the time of the year when you can be excited/nervous/anxious when it comes to filing your return because you can either be in for a big tax refund or a rude awakening when you see the negative, wondering how you are going to come up with an extra couple thousand dollars to cover your tax bill shortage.  So, what happened?  Well simply put, I did not pay enough … [Read more...]