Actually, credit cards are not that bad, but it also has to do with you as the user and how you handle your virtually endless spending limit. If you are able to keep spending under control, you can take advantage of the many pros to using a credit card, of which it could be argued to be used for every purchase. Using instead of a debit will help avoid your bank account getting depleted during a fraud attack, you can get a bit of a grace period by charging this month and paying back next month, … [Read more...]
