Whoever says there is not an art to shopping obviously is not the one that makes purchases in the household, at least ones that are price conscious anyways. In order to get the best bang for your buck it takes a little research, prep, not to mention time, in order to get the best deals out there. If you find yourself cutting down on unnecessary purchases but still find not many extra dollars at the end of the month left over, there may need to be a few tweaks to your routine. Make a List Before … [Read more...]

There is so much talk about cutting the cable cord these days, but I have been around those that opted for streaming, and it’s not pretty.  It’s a hassle finding what you want, without buffering now and then, if you’re even able to get the channel, as most streaming networks differ than what’s available.  While sure, for $50 a month you can get streaming, but honestly after paying for internet, that’s not worth the hassle of saving $40 a month.  While sure I’m tired of having … [Read more...]

While sure, knowing the difference between an ira vs 401k is important to figure out when it means contributing money to your future, so you want to ensure it’s the best choice for your financial situation, but prior to getting to that point, it may be time to look at your whole financial picture.  It certainly is not easy to handle the household finances, otherwise everyone would not be in debt and would be ahead, instead of living paycheck to paycheck.  I understand money can be tight, but … [Read more...]

While spending your hard-earned money on nice cars can be flashy and luxurious, living beyond your means is not the best move, especially if it means that you mortgage payment or car least takes up most of your take-home pay.  In order to free up extra money every month, sacrifices have to be made, whether that is avoiding going out to eat on a regular basis and opting for going grocery shopping and preparing your meals at home, or even finally deciding that you can actually cut the cable cord … [Read more...]

Reducing expenses is a great way to free up extra money each month and put your hard-earned wages towards something more important such as building up an emergency fund of a few months’ worth of expenses, or saving for retirement.  If you have been lacking in the long-term future and find yourself asking what an ira vs 401k are, now may be the time to get ahead on your finances and start out 2018 on the path to financial freedom.  Whether you are already on top of your expenses or you are … [Read more...]