It seems like such a simple thing: Track what you spend your money on, and then you'll figure out how to set a budget. But if you don't have a good system for tracking your expenses, it will be hard for you to come up with meaningful data from which you can make better decisions on how to spend your money. I've found a few simple ways to track my expenses over the years. Here are a few: Paper and pencil. In college I jotted down everything I spent money on in a little notebook and … [Read more...]
