I have always been a saver. Ever since I was a little kid, I would squirrel away money for things. But after college and a house purchase, it got harder to do things without debt.Debt REALLY bothers me... I mean, I HATE IT. I can't stand owing anybody anything. It's painful for me. I have NEVER carried a balance on my credit cards - that's how much I hate debt.About six years ago (the first time I ever had a car payment and my husband still had student loans), I started reading. I read … [Read more...]