When you think of wealth, it doesn’t have to come in the form of gold treasure, or even a briefcase full of money, but actually personal wealth has to do with securing your financial future.  You don’t have to be an athlete or musician to spend boatloads of cash.  If you make even a decent living now but spend every last dollar and have nothing to show for it, you could be putting yourself in jeopardy to have nothing to live off of during retirement, when you are supposed to be living life … [Read more...]

Retirement can be a scary thing to think about.  One, you will be entering your twilight years is scary enough, but then you start to think about having enough money to live off of.  How much will you need?  Are you contributing enough right now?  Those are serious questions that you will have to review with your spouse and/or financial planner to get you in line to have enough to life off of when you need it.  By avoiding a few ways that you can mess up your retirement savings, you can live a … [Read more...]

Making an investment is as essential as staying healthy. This is because, without investing today, there wouldn't be any wealth tomorrow. While some people prefer to invest occasionally, the best way to grow your investments is adding one to your monthly budget. There are several benefits of adding "investments" to your monthly budget. They are as follows:       1. Monthly investments would result in a large investment portfolio: Monthly investments is a reliable way to create a large … [Read more...]

If you think you are the only one living paycheck to paycheck, you are not alone.  Probably your friends, family, even those writing and reading this article can all agree that if you were to miss a paycheck from work your whole life could be turned upside down while you get behind.  It is a scary thought, so just in case of an unfortunate event or job loss, it is important to get ahead and have a little cushion in your life and ease the burden a bit. Build Up an Emergency Fund You might … [Read more...]

Finances got you down?  Money is stressful, if you have it, making sure you can continue to grow, or if you don’t have it, worrying about how you will make ends meeting and get ahead.  No matter what your current status is, we can all improve our personal finance situation.  With a few helpful hints, you can maximize savings, reduce unnecessary expenses, and continue to build up your family nest egg that you can enjoy living out your golden years. Join a Credit Union I joined a credit … [Read more...]

I've talked about Swagbucks for awhile now, so you may know how great it is to get free gift cards and pay for gifts, big purchases and anything else with them instead of paying out of pocket. Swagbucks even helped pay for my new fridge! Well, now I have exciting news and a great opportunity for new members to earn bonus SB -- enough to get a free $5 gift card! … [Read more...]