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Northern Cheapskate

Frugal. By Nature.

8 Smart Ways to Get Out of Living Paycheck to Paycheck

8 Smart Ways to Get Out of Living Paycheck to Paycheck

By Justin Weinger 1 Comment

If you think you are the only one living paycheck to paycheck, you are not alone.  Probably your friends, family, even those writing and reading this article can all agree that if you were to miss a paycheck from work your whole life could be turned upside down while you get behind.  It is a scary thought, so just in case of an unfortunate event or job loss, it is important to get ahead and have a little cushion in your life and ease the burden a bit. Build Up an Emergency Fund You might … [Read more...]

Filed Under: Making Money

8 Ways to Improve Personal Finance Starting Now

8 Ways to Improve Personal Finance Starting Now

By Justin Weinger Leave a Comment

Finances got you down?  Money is stressful, if you have it, making sure you can continue to grow, or if you don’t have it, worrying about how you will make ends meeting and get ahead.  No matter what your current status is, we can all improve our personal finance situation.  With a few helpful hints, you can maximize savings, reduce unnecessary expenses, and continue to build up your family nest egg that you can enjoy living out your golden years. Join a Credit Union I joined a credit … [Read more...]

Filed Under: Making Money

Ways to Put Your Holiday Bonus to Good Use

Ways to Put Your Holiday Bonus to Good Use

By Justin Weinger 2 Comments

If you are fortunate enough to receive an end of the year bonus that is greater than the jelly of the month club (the “gift that keeps on giving” according to Cousin Eddie in National Lampoon’s Christmas Vacation), it is time to start thinking about what to do with it.  Do you buy that new 4K UHD TV you have been wanting?  Take your wife to the Bruno Mars concert?  The short answer is, it depends.  Each have a different financial situation, so as long as you will not get into debt, I am all for … [Read more...]

Filed Under: Frugal Living, Making Money

Get a Bonus $5 Gift Card From Swagbucks

Get a Bonus $5 Gift Card From Swagbucks

By Justin Weinger 1 Comment

I've talked about Swagbucks for awhile now, so you may know how great it is to get free gift cards and pay for gifts, big purchases and anything else with them instead of paying out of pocket. Swagbucks even helped pay for my new fridge! Well, now I have exciting news and a great opportunity for new members to earn bonus SB -- enough to get a free $5 gift card! … [Read more...]

Filed Under: Making Money

Ibotta App Helps You Save on Groceries and More

Ibotta App Helps You Save on Groceries and More

By Justin Weinger 1 Comment

Stretch your budget a bit further when you earn cash back on groceries, household goods, restaurants, movie theaters and more with Ibotta. … [Read more...]

Filed Under: Making Money

Earn Free Gift Cards for the Holidays

Earn Free Gift Cards for the Holidays

By Justin Weinger Leave a Comment

Swagbucks is running a huge promotion just for new members! Sign up today and get 500 Bonus Swag Bucks when you earn 1500 Swag Bucks by December 31, 2013. What does that mean?  It means you'll have earned enough Swag Bucks to get a minimum of $20 worth of FREE gift cards to the store (or stores) of your choosing!  Swagbucks has gift cards for dozens of major retailers like Amazon, Target, and Walmart.  You can also get gas cards, iTunes gift cards, or just turn your Swagbucks into money … [Read more...]

Filed Under: Making Money

Progress Report: Turn Clutter Into Cash Challenge

Progress Report: Turn Clutter Into Cash Challenge

By Justin Weinger 2 Comments

I had no idea when I started the Turn Clutter Into Cash Challenge a couple of weeks ago that my life would be as hectic as it would be. Every weekend has had either something kid-related or work-related to do - and some of them out of town, no less!  Then we've had sick kids and homework and all the usual day-to-day business. So... I'm a little bit behind schedule on the Turn Clutter Into Cash Challenge. I have made some progress, however.   I have sold three things in a local Facebook … [Read more...]

Filed Under: Making Money

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