If you haven’t started to rack up the credit card bill, then this week during crunch time before Christmas you will really start to see that balance escalate quickly. While it’s always a good idea to budget so you can save up throughout the year so it’s less of a burden all at once, getting scared when you see the statement come in, wondering how you are going to pay it on time without carrying over to the next month and collecting interest. While it does take plenty of discipline using a … [Read more...]
