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Northern Cheapskate

Frugal. By Nature.

How To Avoid Christmas Credit Card Debt

How To Avoid Christmas Credit Card Debt

By Justin Weinger 2 Comments

I remember getting the phone call from our credit card company after a particularly full day of shopping. They were calling to verify that we had actually made all those charges. I made a joke with the customer service rep about it and admitted that we had indeed put over $800 on our credit card in a single day.  Our card had not been stolen. We had been Christmas shopping and in an effort to make things easier on ourselves, we spent all day at the mall and finished buying every single … [Read more...]

Filed Under: Christmas, Frugal Living

5 Ways to Have a Less Expensive Christmas

5 Ways to Have a Less Expensive Christmas

By Justin Weinger 1 Comment

It's hard to think about Christmas shopping during the "off season," but you really should. The average household spends $800 on Christmas shopping each year, and if you're not ready for that expense, it can easily plunge you into debt.   Put that $800 on a credit card at 19 percent interest, and it could take you more than 5 years to pay for it. There are ways to have a less expensive Christmas.  But you have to start thinking about it now. … [Read more...]

Filed Under: Budgeting, Christmas

Great Last Minute Gift Ideas

Great Last Minute Gift Ideas

By Justin Weinger 1 Comment

It seems like no matter how diligent I am in making my gift giving lists, I always manage to have at least one surprise gift situation! Luckily, that type of gift is not for someone like one of my kids or my in-laws, so I have found that I can stock up on a few items when they are on sale and create a last minute gift stash. Here are some great last minute gift ideas -  things you can purchase ahead of time and have on hand, just in case you need a last minute hostess, teacher, Sunday … [Read more...]

Filed Under: Christmas, Frugal Living

Easy Angry Birds Ornaments with Thrifty Supplies

Easy Angry Birds Ornaments with Thrifty Supplies

By Justin Weinger 10 Comments

With just a few thrifty supplies, you can make these cute handmade Angry Birds ornaments for the upcoming holiday season. … [Read more...]

Filed Under: Christmas, Handmade Gift Ideas

Saving Money on Holiday Cards

Saving Money on Holiday Cards

By Justin Weinger Leave a Comment

Sending holiday greeting cards can get pretty pricey. And when you're busy creating personal holiday greetings, it's easy to forget that you also have to pay to mail them. Here are a few ways you can save money on your holiday cards: … [Read more...]

Filed Under: Christmas, Frugal Living

Making the Holidays Special When You Can’t Afford to Travel

Making the Holidays Special When You Can’t Afford to Travel

By Justin Weinger Leave a Comment

The holidays can be tough when you don't have a lot of cash.  They're especially tough if your family and loved ones live far away from you and you can't afford to travel. … [Read more...]

Filed Under: Christmas, Frugal Living, Thanksgiving

Ideas to Simplify Gift Giving

Ideas to Simplify Gift Giving

By Justin Weinger 2 Comments

Can we talk about the holidays?  Don't shoot the messenger - but it is coming up. Here is the thing about the holidays:  Sometimes we can find ourselves in situations where the gift giving feels a little out of control. … [Read more...]

Filed Under: Christmas, Frugal Living

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