The holiday season can be a real budget buster if you let it. That's why you need a gift-giving plan and a plan to figure out how to afford the holidays. Of course, all that planning doesn't matter if you don't know how to shop smarter for the holidays. That's where I can help. … [Read more...]
The average American spends upwards of $750 on holiday shopping. If you're putting that amount on a credit card, it could take you about 5 years to pay it off. (Not to mention the $350 you'll pay in interest!) Let's stop being average. It's time to break the cycle of debt and learn how to afford the holidays. … [Read more...]
I can still remember my first holiday season as a new bride. My Christmas shopping list had gone from 10 people to more than 40 people in a single year. I felt pressure to make a good impression on my husband's family, a fierce devotion to my own family, and a desperate desire to keep my sanity. I was trying so hard to keep up appearances. I was buying stuff just to buy stuff. I wanted to be thoughtful, but that was hard because I didn't know people very well. And then we began having … [Read more...]
The holidays are here and whether you've been tight on time or short on cash, we've got some ideas for last minute holiday savings. You can still pull off meaningful gifts on a budget at the last minute. Just take a deep breath and keep reading … [Read more...]
The holidays can take their toll on the family finances, but that doesn't mean you have to sit at home and be bored. There are plenty of frugal holiday activities for families to enjoy this winter. Start with this list: … [Read more...]
Today I am going to share with you how to get creative making seven different kinds of paper homemade gift tags for your presents this upcoming holiday season. Some of these ideas are free and others you would need to purchase some supplies, but for me all of them were free to make because I already owned the tools and gadgets from previous projects. This post might serve as a reminder to check out some of your crafting supplies that you can use again. Reusing your old crafting supplies is … [Read more...]
Can someone please tell me what is better than curling up with a tasty, hot cup of cocoa? Honestly, it has to be about the best thing in the world. It surely is one of the best things about winter! I have a great recipe for you that is easy to put together, makes a really big batch AND some ideas of how you can incorporate this homemade recipe into your holiday gift giving. Having been a coach, Sunday school teacher, Girl Scout leader and so on, I can assure you that small gifts that … [Read more...]