Back in 2007, I made one of the most difficult decisions of my life. I became a stay-at-home mom to my three boys.
I had infant twin sons and a busy two-year-old, and the fact that they were all in diapers weighed heavily on my mind and wallet. Could we really survive as a family of five with a pay cut of 40 percent? How would we continue to afford everything we needed and do things like save for our future?
It definitely has not been an easy task, but it has been possible.
It’s been possible because we kept our focus on financial independence. We focused on paying off all of our debt until all we had left was the mortgage. We focused on not accruing any new debt.
And it’s from that focus that Northern Cheapskate began. My mission has been to share my journey in the hope that you will join me. I want you to experience the joy of the freedom that comes from paying off your debts. I want you to be able to take all the money-saving tips you read here and use them to build a strong foundation for your financial future. And then I want you to come back here and share your ideas with me and all of the other Northern Cheapskate readers, because that is how we all learn and grow.
I know the journey is a difficult one. So please don’t give up on your dreams of financial independence. KEEP GOING. Every little bit that you do gets you closer to your goal. I’m far from perfect. I make mistakes. But I keep on working at it. You can, too.