My husband and I resolved to hold regular money meetings this year. Our goal with the monthly meetings was to share the duties of managing our household finances and to keep an open dialogue about money.
What happened in April was that, well, we forgot to have our money meeting. We’ve both been busy with various work projects, and since everything seemed to be going along just fine, we never brought it up.
When we finally did sit down to talk about how the month of April went, we found we hadn’t really made any progress on our financial goals. Fortunately, we also didn’t have any regressions. But staying in the same place isn’t all that great either.
It’s easy when things are going smoothly to just keep on keeping on, but if you truly want to make improvements to your finances, you also have to look at breaking out of familiar habits.
We’re going to have to work a little harder to keep from getting stuck in a rut.
May is already proving to be an insanely busy month for us – one that will most certainly test our ability to avoid eating out and living within our means. It’s also the time of year where we discuss our plans for the summer. My husband and I will sit down with our calendars and make a list of things we need to do (stain the deck, get ready for a garage sale), along with things we’d like to do (landscape the front yard, take a mini family vacation). We’ll also be planning what to do with an expected pay raise as well as some payments from some various freelance projects. It will be good for us to have a plan for our money that’s proactive, rather than reactive.
How has the past month gone for your family? What goals are you working on?