I know that a lot of people balk at making New Year’s Resolutions. They argue that it is fruitless to make resolutions that will be broken by the end of February.
I disagree. I think it is good to start each year with optimism, renewed passion, and a plan. That’s why I make New Year’s Resolutions. I like to create a guide for navigating the new year. New Year’s Resolutions are only a waste of time if you don’t follow through.
So today, I will share with you my 2013 New Year’s resolutions. Some of my goals are financial, some are personal, but I have tried to make all of them realistic and achievable.
Tame the paper tiger. Our personal files and paperwork are a complete disaster. I can barely open and close my file drawers. With the help of Michelle’s post on what to file, I’ll be purging a lot papers and establishing a better system for incoming papers. This is a must-do project for me. I simply can’t afford to waste time looking for important documents and shuffling papers. If I’m going to be a good money manager, I have to have a good system for managing our paperwork.
Establish allowances and teach kids about money management. My three boys will start to get a small allowance so that I can begin to teach them how to be good stewards of their money. They’ll have clear expectations of chores they will need to do around the house and we’ll continue our dialogue about spending and saving.
Set monthly goals and hold regular budget meetings. I’m the chief financial officer in the family and I sometimes I feel like I carry the weight of the family budget on my shoulders. My husband and I do semi-annual money “date nights” to work on our finances and set goals, but frankly, it’s not really enough. In order to feel like a team, my husband and I have agreed to meet more often and to set monthly goals. We’ll share updates on our progress throughout the year.
Cut back on soda. It wouldn’t be a list of New Year’s resolutions if I didn’t have a health-related goal, so I’ve decided to reduce my soda drinking habit. I’ve gone 30 days without soda before, and then completely fell off the wagon. Lately I’ve been drinking 4 to 5 cans of diet soda a day and it’s not good for my health or my wallet. My plan is to significantly cut back on soda, with a long range goal of quitting the stuff altogether.
Get caught up on scrapbooking. Before I had three boys and a blog, I had scrapbooks. I absolutely love creating scrapbook pages from my favorite photos, but I haven’t made the time for it in recent years. As a result, I’m almost 2 years behind in scrapbooking, and it makes me sad to think of all of those great photos trapped on my computer. I think it’s important to document those memories and to find non-blog ways to spend my free time. My plan is to devote an hour or two each week to creating digital scrapbook pages.
So those are my 2013 New Year’s Resolutions. I’d love to hear about your goals for the near. Together we can accomplish more!