I liked the book… but for me, it wasn’t anything really new. First of all, if you pay any attention to what he says on his TV and radio show, you have pretty much read the book. Secondly, by the time I got this book, I was already well on my way through his “Baby Steps” to financial prosperity. I think if you are burdened with lots of debt, feeling helpless, and not knowing where to turn, Dave Ramsey’s book really could change your life. But my life-changing moment came years ago when I heard someone else talking about getting out of debt on a local radio show.

Still, there are a few really positive things I will take from this book. The first is the idea that you and your spouse/significant other MUST be a team. In order for you to achieve your goals, you must both be on the same page… there is no “my” money and “his” money… It’s “our” money.

The second thing I really connected with from this book is Dave Ramsey’s mantra: “Live like no one else so later you live like no one else.” This is the phrase that drives me. I know that sometimes our friends and family don’t get why we don’t buy things if we don’t have the money. But I know that we have our reasons…. we want to have a comfortable future. Money can’t buy happiness…. but it can certainly provide a bit of security.