As promised in yesterday’s post, I want to share my New Year’s resolutions for 2009 with you. I think writing specific, reasonable, measurable, challenging, and time-bound goals can help you reach your goals so much more easily.
My 2009 resolutions are mostly personal, but they can all influence your personal finances when you think about it.
Lose 20 pounds through diet and exercise. Ironically, I have actually gained weight since the birth of my twins! I attribute this to helping toddlers clean their plates, and eating due to boredom and stress. I must re-train myself how to eat, and stick to an exercise plan.
Simplify my life. Yes, I know this is a little vague. But I think I’ll know when I’ve accomplished it. I give myself permission not to post to the blog every day, not to answer every e-mail the second it lands in my inbox, and to remember that dishes can wait when my kids want me to play with them. More sleep and less stressing about the house and the blog would help tremendously.
Plan a weekly menu. When I don’t have a plan, the whole family eats poorly, and often at a greater expense. I set up a weekly menu plan to keep my budget and my diet on track.
Limit my soda consumption to one can a day or less. I know I can do this one. I’ve done it already. 2009 needs to be the year I stick to it!
Create a home inventory. I’ve been meaning to do a home inventory for insurance purposes for far too long. I also plan to inventory my personal finance info, so that family can figure things out should anything happen.
Investigate re-financing our mortgage. The rates are looking spectacular, and we may be able to save tens of thousands of dollars in interest on our loan.
So do you make New Year’s Resolutions? Why or why not? What are your resolutions?