Why You Should Make Investments on a Monthly Basis

Making an investment is as essential as staying healthy. This is because, without investing today, there wouldn't be any wealth tomorrow. While some people prefer to invest occasionally, the best way to grow your investments is adding one to your monthly budget. There are several benefits of adding "investments" to your monthly budget. They are as follows: 1. Monthly investments would result in a large investment portfolio: Monthly investments is a reliable way to create a large … [Read more...]

Money Management Tips for Those with a Criminal Past

By Justin Weinger Leave a Comment

Rehabilitation with a criminal record can be difficult to accomplish. Although you may be able to find employers who hire people with a criminal past, the chances of that job being a lucrative one are slim to none. Most people that have a criminal past are hired at entry-level positions that pay minimum wage at best. While you’re grateful that someone saw beyond your past, getting by financially will prove to be difficult. While you may not be able to increase your income as quickly as you’d … [Read more...]

Why to Use a Credit Card for Every Purchase

By Drew Allen Leave a Comment

It used to be that credit cards were frowned upon and had a bad rap. Growing up it seemed to be that you only had a credit card on hand for emergencies, and that if you ever used one for purchases, it was that you didn’t have the money at the time. While it could be true that you don’t have the money, and want to pay it back over time, if used responsibly, credit cards can actually make good financial sense. Using carelessly, and you could put yourself into credit card debt that could take … [Read more...]

Quick Ways to Raise Your Credit Score

By Drew Allen Leave a Comment

If you are looking at borrowing from any lender, whether it be a mortgage, car loan, credit card, or even insurance, your credit score will likely be the first thing checked when you fill out a credit application to see if you are worthy of lending to. While income is definitely factored in for loan approval, credit score is what will decide which rate and terms you can get, or if your score is too low, even being turned away at all. Even the slightest increase from the best rate could cost … [Read more...]

Restless Nights Are Costing You Money

By Justin Weinger Leave a Comment

Here at Northern Cheapskate, we are dedicated to finding the most decisive ways to save money. What if we told you that buy a new mattress would do just that? While we realize this is a rather large purchase that is seemingly taking you in the opposite direction of saving money, we feel that in the long run, all the ailments that are caused by a bad night’s sleep are costing you far more than the cost of a new mattress. There is no denying that our time spent at work, at home, or anywhere for … [Read more...]

10 Time and Money Saving Tips for Grocery Shopping

By Justin Weinger 1 Comment

This post is brought to you by Inci Hillawi over at Bella's Apron, the site bringing you Recipes You Love I am not a big fan of coupon cutting nor do I want to run to multiple stores to get the best deal of the day. Time is money. I work full time and I would rather enjoy my time with my family. Just because my time is limited doesn’t mean I don’t like a good deal. Here are my top 10 ways to save your time and money next time you hit the grocery store. Buy what’s in … [Read more...]

Financial Tips for Couples to Think About

By Drew Allen Leave a Comment

Talking finances can be a tough situation. In one respect, you could be concealing yourself in one extreme to the other; hiding that you are secretly wealthy, or are in financial trouble. Whether you are walking down that aisle, have been married for a decade, or are in a serious relationship where you are sharing the finances, it is better to have your affairs in order the earliest you can, so that you can focus on the goal at hand, which could be paying off debt, saving for a house, or … [Read more...]