While sure, knowing the difference between an ira vs 401k is important to figure out when it means contributing money to your future, so you want to ensure it’s the best choice for your financial situation, but prior to getting to that point, it may be time to look at your whole financial picture.  It certainly is not easy to handle the household finances, otherwise everyone would not be in debt and would be ahead, instead of living paycheck to paycheck.  I understand money can be tight, but … [Read more...]

While spending your hard-earned money on nice cars can be flashy and luxurious, living beyond your means is not the best move, especially if it means that you mortgage payment or car least takes up most of your take-home pay.  In order to free up extra money every month, sacrifices have to be made, whether that is avoiding going out to eat on a regular basis and opting for going grocery shopping and preparing your meals at home, or even finally deciding that you can actually cut the cable cord … [Read more...]