The region where I live is suffering due to the economy. A lot of people I know have been laid off or had their hours cut. More cuts and layoffs are expected, too.
My husband’s job is relatively secure (as secure as they get these days), and while that has given us a great deal of comfort, it doesn’t always make me feel all that good.
Sometimes I feel like it’s wrong to give frugal living advice to people whose situation I’ve never been in. I feel weird writing about the recession when we haven’t really personally experienced much difficulty.
Sometimes I wonder if my readers think, “Who does this chick think she is? Her husband has a good job. She doesn’t even have to work. She doesn’t even have any debt except for her house payment. Where does she get off trying to tell me how to manage my money?”
Sometimes I feel like I lack what they call “street cred.”
In college they tell aspiring writers to write what you know….. but I don’t know what it’s like to not have any money coming in, or how to survive on unemployment, or the panic you feel when your children are sick and you don’t have health insurance.
But I have been in debt. And I have lived paycheck to paycheck. I’ve wondered if I’ll ever be able to retire, and I’ve worried about finding the money for a car repair. It’s taken me years, but I’ve learned to live frugally so that I can live better with less. And maybe that equates to at least a little “street cred.”
My goal here at Northern Cheapskate is to try my very best to help you learn how to do the same. I want you to get angry at your debt, attack it, and eliminate it from your life! I want you to live simplier, live healthier, live better!
How can I help you? What types of things do you want to read about? What issues are you facing?
I may not be in your shoes, but I do want to help.