I recently helped my mom order a new computer.
She hasn’t owned a computer in about 10 years, mostly out of a protest against techonolgy. But now she’s realizing that she’s tired of coming over to my house to order things online for her. And those days of getting dozens of mail-order catalogs in the mail are drawing to a close.
So I helped her order a MacBook (I’m so jealous!) approximately a half day after the iPad went on sale.
Let’s just say that the Apple website was a wee bit slow during the transaction, and we had plenty of time to stare at each page during the check-out process.
I was really floored at the option Apple gave us at check-out: “Pay with two credit cards.”
What?! Two credit cards? I sat and thought about this for a long time, and I can’t think of a single situation in which it would be okay to use two credit cards. Maybe… I could understand it if you were paying with a debit card and a credit card or a gift card and another card. But two credit cards? Scary.
I get the lure of new technology. It’s nice to get new shiny gadgets to play with and be the envy of your friends.
But in my opinion, it’s much better to live within your means. If you have to use two credit cards to pay for anything, you are on a dangerous path.
Keep your cards in your wallet. Ask yourself if a few minutes of gadget bliss is worth years of debt. I bet you’ll find out it’s not.