A quick glance at your bank account shows there’s more month than money. There’s a pile of bills on the kitchen counter that you haven’t opened yet. Dinner is fast food you grabbed on your way home from your second job. You ignore the check engine light on your car because there’s no time or money to fix it.
You deserve better.
Whatever circumstances that lead you to your current situation – whether it was a string of poor decisions, a medical emergency, a divorce, or a job loss – you deserve better.
You deserve to live without fear. You deserve to live without jealousy. You deserve to live without exhaustion.
You deserve better. You deserve to have money. You deserve to have a solid financial future. You deserve to have a home. You deserve to be free from debt. You deserve to be happy.
So often when we find ourselves in financial trouble, we give up. We let ourselves and everyone around us define us as “poor” or “broke.” We blame ourselves for the bad things that affect our finances that are beyond our control and we are in denial about the poor decisions we’ve made financially that we could control.
But there is a better way.
Let today mark a new beginning. Let today mark the start of your journey to paying off your debt for good. Let today mark the day that you start saving money.
Start small. Think big. You can do this. It won’t be easy. I know because I have made this journey. It takes a change in attitude and it takes a lot of hard work. But you can do this, if you want it. I know you can. You just have to start.
I will be here to help, because you deserve better.
Starting small is the key to bigger success. That may seem counter-intuitive, but it’s really the truth. It applies to so many things, not just money. Even losing weight falls under this approach. People who declare that they want to lose 30 pounds this year are destined to fail, whereas the person that says that they want to lose 2.5 pounds this month (and then repeat 12 times) will have a considerably higher chance of success. Happy New Year!
This is so true, Money Beagle! Slow and steady wins the race! Happy New Year to you, too!